Q: I’m hearing a ton of talk and seeing a bunch of articles about flood insurance hikes happening in Florida, some are saying it could force homeowners out of their homes if these changes go into effect. What’s the deal? A: If you are like me, yes, all the talk on flood insurance hikes lately […]
Ask a Realtor: How Clean to Leave My Home Before Closing?
Ask a Realtor: Who Pays the Brokerage Fees & Closing Costs? Buyer or Seller?
Q: Who pays the brokerage fees/closing costs? Buyer or Seller? A: There are different customs in different states, but here in Florida, the Seller typically pays a commission or brokerage fee to a listing agent to advertise and market their home for sale. The listing agent then often splits or offers some portion of […]
Ask a Realtor: Won’t I Get a Better Deal by Calling the Listing Agent?
Q: I am a Buyer and I’ve been working with a Realtor who’s shown me a few homes. I saw a house today that’s not even on the market yet but had a sign out front. Shouldn’t I just call the Listing Agent to see it? Won’t I get a better deal by going through […]
Ask a Realtor: Do I have to Stop Paying My Mortgage to do a Short Sale?
Many homeowners that are considering a short sale often wonder if they have to be late on their mortgage in order for their lender to consider them a candidate for a short sale. I understand – many people have good credit scores, and don’t wish to have them plummet if its possible to preserve that […]
Ask a Realtor: What’s the Difference between Rent to Own and a Lease Option?
Q. What is the difference between a “Rent to Own” or “Lease to Own” and a “Lease Option”, or even “Seller Financing”? I’m so confused! A. Great question – and this one comes up often lately with Buyers who aren’t quite ready to commit to purchasing a home or have iffy credit. The issue is, […]
