Rates dipped to 4.77% this week after rising over the last two months, but experts polled at BankRate.com expect them to start rising again over the short term. Freddie Mac said Thursday the average rate on the 30-year mortgage dropped to 4.77 percent from 4.86 percent the previous week. It hit a 40-year low of […]
No More FHA Financing on Some Tampa Condos
In November 2009, HUD issued new guidelines for FHA condominium mortgages, and one of those new guidelines was the re-certification process. Under the new rules, condo buildings must be re-certified every two years for HUD/FHA approval. Why is this important? Well, here in Tampa, from the looks of things, not every building has re-applied for […]
FHA Approved Condos: Only 3.5% Down Payment Required
It was big news when it was announced that the Towers of Channelside building got FHA approval – meaning you can purchase a condo in the building with as little as 3.5% down payment! The problem that many Tampa Bay area condo buildings are facing is the failure to obtain financing – any kind of […]
95% Financing for Tampa Doctors
Hey Doctors or aspiring interns, residents at Tampa General Hospital, Moffitt Cancer Center, St. Joseph’s, Memorial Hospital, University Community Hospital, Bayfront Medical, Town & Country Hospital, Shriners and other private Tampa practices – did you know that SunTrust is now offering a 95% home loan that requires no mortgage insurance – no hidden fees – […]
When Should You Consider a Short Sale
If you are a Tampa homeowner who is struggling to or unable to pay your mortgage, an option you may wish to consider is a short sale. A short sale is when a homeowner asks their lender to accept a payoff less than the amount currently owed on the balance of the mortgage. It is […]
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