Recently I’ve had a few clients declined for mortgages over silly things – one missed a $25 bill, and his credit score dropped over 50 points, putting him out of lender guidelines for approval. Another made a large purchase with cash which caused his debt to income ratio to become unfavorable in the eyes of […]
New Condos & Apartment Projects Booming in Downtown St. Petersburg
According to I Love the ‘Burg, there are a number of new construction projects underway in St. Petersburg. After a dry spell, the demand to create space for living and working in downtown St. Petersburg looks to be higher than ever. The article says that part of the reason for this is that Johns Hopkins, […]
Seeds of a St. Petersburg Housing Shortage
The latest edition of REALTOR magazine just arrived, and I found an article by the chief economist of the National Association of Realtors, Lawrence Yun, quite interesting. The article says that “the inventory of existing homes is at its lowest level in 7 years, while newly constructed home inventory has also hit a 50-year low […]
Fannie Mae Approved Condos: Station Square & Water’s Edge Clearwater
One of the challenges that many 1st time homebuyers find in the St. Petersburg and Clearwater condo market is that most buildings do not have FHA or Fannie Mae approval and thus do not qualify for low down payments. What this means is that somewhere between 20% to 50% down payment may be required – […]
Just Sold: Unit 201 at Madison at St. Pete Condos
After beating out multiple other offers in a bidding war after being on the market just 1 day, I was able to secure unit #201 at the Madison at St. Pete Condominiums for our happy buyer, Betty! Just sold last week, Betty bought this 2 bedroom 2 bath unit sold for $244,900. Search more available […]
How Much House does $1 Million Buy You in Pinellas County?
Despite what the naysayers believe, the market in Pinellas County has picked up dramatically. In September alone I’ve had 10 closings, as compared to this time last year, my average was 2 or 3 closings per month. I thought it might be fun to have a look at what a $1,000,000 price point will buy […]
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