After Hurricanes Idalia and Helene affected St. Petersburg in consecutive years, flood zones have become a hot topic here. So let’s break it down. Flood zones AE and VE affect many St. Pete waterfront areas, and if you buy in one of these zones, flood insurance is usually required by your mortgage lender. If you […]
How to Avoid Rental & Wire Fraud in Tampa Bay
Check out my recent appearance on Bay News 9 talking about rental fraud and wire fraud and how to avoid becoming a victim. TIPS TO AVOID FRAUD: Don’t shop for rentals on Craigslist – and even Zillow is becoming sketchy – anywhere that allows owners to hand type in rental listings could be potentially a […]
Ask a Realtor: How Do I Know if I Have Enough Money To Buy a House?
Q: How do I know if I have saved enough money to buy a home? A: Ah this is an age old tricky question, and it’s easy to defer to one’s lender and say – let them run your numbers and tell you – and they will! According to BankRate.com, a standard rule for lenders […]
Ask a Realtor: What’s the Difference Between a Realtor and a Broker?
Q: What is the difference between a Realtor, an agent and a broker? Or are they one in the same? A: GREAT question! It can be confusing, can’t it? The real estate profession is regulated by state governments, which have different requirements for earning a license. In general, though, the titles you may come across […]
Ask a Realtor: Should I have my listing agent be present for all showings?
Q: I am listing my house and I want to request that the listing agent be present for all showings. Is this a good idea? A: It depends. It is common for luxury listings priced over $1,000,000 to require the agent to accompany on all showings. This may be a bit more understandable because these […]
Ask a Realtor: What Is Escrow Money?
Q: What is Escrow Money? A: We’re glad you asked! Escrow is a very important part of a real estate transaction and we’d love to explain further below. Understanding Escrow Money The escrow is a very normal part of the home buying and selling process and is what makes a contract a contract – the money […]
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